Seems like steam updated something. Steam Subscriber Agreement updated for the first time in 1.5 years https://www.reddit.com/r/Steam/comments/2z9582/steam_subscriber_agreement_has_been_updated https://www.diffchecker.com/rv9bi0a2
So this means when you get scammed through phasing or malware you have tough luck and don't get a refund?
I never understood why Valve bothered to help those dumb fucks clicking random links from random people all this time. Your items, your responsibility. If you're stupid, that's your problem.